Terms and Conditions - Hope Fund Amroha

Terms and Conditions of HOPE FUND AMROHA

1. About the Scheme & Organization

1.1 Nature of the Scheme: Hope Fund Amroha is a social service scheme launched and managed by the HOPE FOUNDATION, a registered society in Amroha.

1.2 Launch Date: The scheme was launched on 17 Rabiul Awwal 1448 Hijri, coinciding with 31 August 2026.

1.3 Slogan: The official slogan of the scheme is WE ARE ALL TOGETHER.

1.4 Terminology: Throughout these Terms and Conditions, references to "Scheme" or "scheme" strictly refer to Hope Fund Amroha.

1.5 Management: The Hope Foundation reserves the right to make and amend rules for the better management of the scheme from time to time.

2. Membership Eligibility & Application

2.1 Eligibility Criteria: Any Indian citizen living anywhere in India—particularly within the Amroha Vidhan Sabha in Uttar Pradesh—may become a member of the scheme.

2.2 Independent Status: Membership in Hope Fund Amroha does not imply membership in the Hope Foundation. The Foundation is an independent legal entity with a separate membership procedure. All members of the Hope Foundation are not automatically members of the Hope Fund Amroha, and vice versa. Existing members of the Hope Foundation may join this scheme by applying separately, and they will enjoy specific age relaxations.

2.3 Age Limits: Individuals must be aged between 18 and 60 years at the time of joining and will be considered eligible members up to the age of 65 years.

2.4 Mandatory Online Application: Joining the scheme requires a mandatory online application through the website.

2.5 Unique Membership Number: Every member will be assigned a permanent, unique Membership Number that will always belong to that person and will never change.

3. Financial Contributions & Fee Structure

3.1 Joining and Annual Fees: Every member must pay Rs 50.00 at the time of joining. An annual membership fee of Rs 50.00 is payable thereafter.

3.2 Due Date: The annual membership fee becomes due on April 1st every year and must be paid strictly within the month of April.

3.3 Fund Destination: Membership fees are paid into the bank account of the Hope Foundation, which utilizes these funds solely to cover the operational expenses and management of the scheme.

3.4 Direct Peer Cooperation: Neither the scheme nor the Hope Foundation pays any funds to members or nominees from their own pocket. All financial help is contributed directly by fellow members into the bank accounts of the beneficiary members or their nominees.

4. Qualifying Events & Peer Cooperation

4.1 Recognized Events: The scheme recognizes three qualifying events: The death of a member, the life-saving operation of a member, and the marriage of the daughter of a member.

4.2 Contribution Amounts: Death: Rs 50.00; Life-Saving Operation: Rs 20.00; Daughter's Marriage: Rs 20.00 sent to the respective bank accounts by other scheme members.

4.3 Mandatory Social Media Participation: Every member must join the official social media platforms of Hope Fund Amroha to stay informed about ongoing events and alerts.

5. Lock-in Periods & Eligibility for Benefits

5.1 Lock-in Period: Members become eligible to receive scheme benefits only 180 days after joining (known as the lock-in period).

5.2 Updated Lock-in Period: Effective September 1, 2028, the lock-in period will be extended to 365 days.

6. Information, Verification, and Alerts

6.1 Reporting Events: Members or their representatives must report any qualifying event by submitting information through the official website's Contact Form.

6.2 Admin Verification: Upon receiving information, the Scheme Admin will conduct necessary inquiries and collect required documents.

6.3 Publication of Alerts: Once verified, the Admin will issue an official Alert on the website, blog, and social media platforms.

6.4 Processing Contributions & Proof: Members transfer the required contribution amount to the specified bank account and send proof back to the scheme.

7. Cancellation, Re-joining, and Default Rules

7.1 Non-Payment of Annual Fees: Failure to pay the annual membership fee within the month of April will result in automatic cancellation of membership.

7.2 Failure to Contribute: If any member fails to contribute to three consecutive events, their membership will stand cancelled.

7.3 Re-joining: If membership is cancelled, the individual may re-join retaining their original Membership Number, but must fulfill the lock-in period again.

8. Legal and General Provisions

8.1 Moral Entitlement: Contributions are a matter of moral entitlement and mutual solidarity, not an enforceable legal right.

8.2 Waiver of Legal Challenge: Failure to receive contributions or disputes regarding amounts cannot be challenged in a court of law.

8.3 Member Responsibility: Members are personally responsible for keeping contact details updated and staying informed.

8.4 Jurisdiction: Legal disputes shall be subject strictly to the jurisdiction of the courts in Amroha.